About Clear Accountancy and Training
Clear Accountancy and Training provides business finance courses designed to help UK small business owners take control of their money
Our jargon-free, practical training covers key topics like cash flow, budgeting, getting paid faster, and managing day-to-day finances. Whether you're just starting out or want to strengthen your financial skills, our online courses give you the tools, templates and tips you need to run your business with confidence.
We combine real-world experience with straight-talking advice to make business finance training accessible to everyone — no accounting jargon required.
Julie Ward — founder of Clear Accountancy and Training
I’m a qualified accountant with over 35 years of experience helping small business owners understand their numbers. I’ve worked in accounting practice, and in SME businesses as an in-house accountant, and now run my own business offering both accountancy services and business finance training.
I know how overwhelming the money side of running a business can feel, especially when no one’s ever shown you how to manage cash flow, track your spending, or stay on top of the day-to-day financials. That’s why I created Clear Accountancy and Training: to help people build confidence and clarity around their business finances.
Whether you need a course to sharpen your financial skills or expert advice to support your business, I’m here to make it simple.
Featured Courses
Master Your Cash: Cash Flow Strategies for Small Businesses
NEW COURSE!
This jargon-free online course is packed with real-world tips and downloadable tools to help UK small business owners forecast, control, and master their cash — even if numbers aren't your thing.
✅ Now available on Udemy with improved audio and bonus downloads!
Be The First to Hear About Future Courses
Coming Soon: Finance Without Fear - A Start-up Owner's Toolkit
Are you starting a business and feeling overwhelmed by the financial side of things?
Finance Without Fear is a jargon-free, UK-focused course designed for new business owners who want clarity, confidence, and control over their finances.
Learn how to open a business bank account, register with HMRC, manage VAT, set up payroll, and understand the real numbers behind your business decisions.
Launching Autumn 2025.
Watch this space for a deep dive course on avoiding fraud in small businesses.
We'll notify you when the course goes live - no spam, just a single email when it's ready!
Accountancy Services
Alongside training, I continue to offer practical, hands-on accountancy services for small businesses across the UK. As a licensed AAT accountant, I bring over 35 years of real-world experience supporting business owners with everything from day-to-day bookkeeping to complex financial reporting.
Over the years, I’ve helped clients implement new accounting systems, improve credit control processes, and take control of their cash flow. I’ve prepared management accounts, year-end accounts, tax returns, and VAT submissions, all tailored to suit the needs of each business.
I also work closely with business owners to help them understand their numbers, using key performance indicators (KPIs) to drive smarter decisions and sustainable growth.
If you need support with bookkeeping, tax compliance, or simply want to make sense of your financial reports, I’m here to help with clear, practical advice you can trust.
Frequently Asked Questions
Do I need an accountant if I use accounting software?
Accounting software is useful for day-to-day record keeping, but it doesn’t replace professional advice. An accountant ensures your business stays compliant with HMRC, helps you plan for tax, and can advise on cash flow strategies that software alone can’t provide.
Can Clear Accountancy and Training help with business start-ups?
Yes. We work with many start-ups to set up bookkeeping systems, register for tax and VAT, and build financial foundations. We also offer our Finance Without Fear: A Startup Owner’s Toolkit course designed specifically for new business owners.
Which regions does Clear Accountancy and Training cover?
We mainly work remotely but if you require an in-person experience, we are based in Pendle, Lancashire, and can cover most places within a 30 mile radius.
Do you offer financial training as well as accountancy services?
Yes, we provide both. Alongside accountancy services for SMEs, we offer online courses such as Master Your Cash and Finance Without Fear. These courses are designed to help business owners understand and manage money with confidence.
Do you offer online or face-to-face services?
Yes. We support clients across the UK online, and locally we can arrange in-person meetings. Our online training courses are available worldwide, so wherever you are, you can access practical financial skills.
Licence Details
